About the Programme

1. What is the MSME Restoration Grant Programme?

The MSME Restoration Grant Programme is an initiative of the Ministry of Industry, Investment and Commerce, Jamaica’s Business Ministry, developed to assist micro and small enterprises and self-employed persons whose businesses were affected by hurricane Melissa.  


The Programme provides targeted support to help eligible businesses to recover from damage or loss to their premises, tools, equipment and/or stock. 

2. What types of support are available under the Programme?

Support is available through two main areas:

  • Financial Assistance for Small-Business Stabilization and Transition (FASST) Biz Grant – for micro and small enterprises (MSEs) that sustained damage to their business premises, tools, equipment or stocks.
  • Tools of Trade Grant (TOT) Grant – for self-employed individuals who are not eligible for the FASST Grant and need assistance to replace tools, equipment and stocks that were damaged or lost during the hurricane.

Eligibility & Support

1a. Who can apply for the FASST Biz Grant?

The Financial Assistance for Small-business Stabilization and Transitioning (FASST) Biz Grant is available to eligible businesses located in Westmoreland, St. Elizabeth, St. James, Hanover, St. Ann, Manchester and Trelawny. 

Applicants must:

  • Have a valid individual or business TRN. 
  • Hold a Trade Licence, be registered with the Companies Office of Jamaica (COJ), or, for vendors and artisans, be registered with TPDCo. 
  • Have an annual turnover not exceeding J$75 million. 
  • If annual turnover is between J$15 million and J$75 million, have a valid TCC for FY 2024/2025 and up to October 2025 of FY 2025/2026. 

Priority is being given to businesses in areas such as:

Manufacturing, Craft businesses and Artisans, Hair salons and Barbershops, Dry-Cleaning Businesses, Gyms, Wholesale and Retail Businesses, Restaurants, Cafés and Coffee Shops, Other eligible personal service businesses. 

Visit our website for the full eligibility requirements and programme details.

1b. Who can apply for the TOT Grant?

The Tools of Trade (ToT) Grant is available to eligible self-employed persons located in Westmoreland, St. Elizabeth, St. James, Hanover, St. Ann, Manchester and Trelawny.

Applicants must:

  • Be self-employed and have a valid individual TRN. 
  • Operate in an eligible trade or service: mechanics, carpenters, masons, tailors, hairdressers, barbers, gardeners, beauty professionals, craft vendors and cook-shop owners. 
  • Provide a verification letter signed by a Justice of the Peace (JP), Member of Parliament (MP), President of an established Industry Association/Chamber, or Minister of Religion associated with the Jamaica Umbrella Group of Churches with a valid church stamp. 

Visit our website for the full eligibility requirements and programme details. 

2. How do I apply?

Click here to access the online application and take the next step forward to recovery.

3. What documents will I need to apply?

The documents required will depend on the grant you are applying for. All applications require a valid TRN, click here

4. What if my small business is not formally registered?

The programme makes provision for certain micro and small enterprises. These businesses must have at least one of the following:

  • A Trade Licence from a Municipal Authority, OR
  • Registration with the Companies Office of Jamaica (COJ), OR
  • Registration with TPDCo where applicable, particularly for craft artisans
  • A valid personal TRN.

5. Can a business apply for more than one area of support?

No. The FASST Biz Grant is available to eligible micro and small businesses with up to 20 employees, while the ToT Grant is specifically for self-employed individuals who are not eligible for the FASST Biz Grant.

6. Is there a deadline to apply?

Yes. The deadline for submitting applications for the MSME Restoration Grant Programme is November 16, 2026. Applicants are encouraged to submit their applications early and ensure that all required information and supporting documents are provided.

7. How much financial support can I receive under the MSME Restoration Grant Programme?

FASST BIZ Grant

  • Wholesale and Retail Trade, Food and Beverage Services, Personal Services
    Less than 5 employees = $150,000.00, 6-20 employees = $250,000.00
  • Manufacturers
    Less than 5 employees = $250,000.00, 6-20 employees = $350,000.00

Visit website for further details on each classification

TOT Grant

A J$100,000 per self-employed individual.

8. Will every applicant receive a grant?

No. Applying does not automatically mean that you will receive a grant. Each application will be reviewed to determine whether the applicant meets the requirements for the grant.

9. I have already fixed the damage caused by Hurricane Melissa. Can I be reimbursed?

No, you will not be reimbursed. The grant is for persons who have not yet fully recovered from damages caused by Hurricane Melissa.

After Application Submission

1. How will I know if my application is successful?

Successful applicants will be contacted through the official contact information provided during the application process. Applicants should ensure that their contact information is accurate and up to date.

2. Is there a cost to apply?

No. Applicants should not pay any unauthorized individual or third party to access or apply for support under the programme. Make applications only through the official channels communicated by the Ministry of Industry, Investment and Commerce.

3. How long will it take to receive a decision?

Applications will be reviewed after submission. The time required to process an application may vary depending on the information and documents provided. Applicants should ensure that their applications are complete to help avoid unnecessary delays.

4. Where can I get more information or assistance with my application?

For more information on eligibility, the application process, required documentation and available support, visit the official MSME Restoration Grant Programme website (restoration.miic.gov.jm) or the Ministry of Industry, Investment and Commerce website (miic.gov.jm). OR call the MSME Restoration Grant helpdesk at (658) 207-6791 or (658) 207-6176.

Can’t find your question? Contact Us

Full details for both grants are below — who qualifies, what’s covered, and how to apply. Not sure which one fits you? Jump to the comparison, or read through FASST and Tools of Trade first.