{"id":200,"date":"2026-09-16T15:56:26","date_gmt":"2026-09-16T15:56:26","guid":{"rendered":"https:\/\/melissabizrelief.miic.gov.jm\/?page_id=200"},"modified":"2026-09-16T18:54:11","modified_gmt":"2026-09-16T18:54:11","slug":"msme-restoration-grant-programme","status":"publish","type":"page","link":"https:\/\/melissabizrelief.miic.gov.jm\/?page_id=200","title":{"rendered":"MSME Restoration Grant Programme"},"content":{"rendered":"\n<p class=\"has-text-align-right article-intro wp-block-paragraph\"><a href=\"https:\/\/melissabizrelief.miic.gov.jm\/?page_id=199\">Have Questions Instead? See The FAQs \u2192<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Full details for both grants are below \u2014 who qualifies, what\u2019s covered, and how to apply. Not sure which one fits you? Jump to the <a href=\"#compare\">comparison<\/a>, or read through <a href=\"#fasst-biz-grant\">FASST<\/a> and <a href=\"#tools-of-trade-grant\">Tools of Trade<\/a> first.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center article-section-header is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 id=\"fasst-biz-grant\" class=\"wp-block-heading\">FASST Biz Grant<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<figure class=\"wp-block-image size-full article-logo-card\"><img loading=\"lazy\" decoding=\"async\" width=\"740\" height=\"334\" src=\"https:\/\/melissabizrelief.miic.gov.jm\/wp-content\/uploads\/2026\/09\/fasst-biz-grant-logo.png\" alt=\"MIIC FASST Biz Grant\" class=\"wp-image-202\" srcset=\"https:\/\/melissabizrelief.miic.gov.jm\/wp-content\/uploads\/2026\/09\/fasst-biz-grant-logo.png 740w, https:\/\/melissabizrelief.miic.gov.jm\/wp-content\/uploads\/2026\/09\/fasst-biz-grant-logo-300x135.png 300w\" sizes=\"auto, (max-width: 740px) 100vw, 740px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Was Your Business Damaged By Hurricane Melissa?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>FASST Biz Grant<\/strong> helps eligible micro and small businesses repair premises and replace tools and equipment damaged during the hurricane.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who Qualifies<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Micro and small businesses with up to 20 employees and annual turnover up to J$75 million, in these priority sectors:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Personal services \u2014 salons, barbershops, dry cleaners, gyms<\/li>\n\n\n\n<li>Wholesale and retail trade<\/li>\n\n\n\n<li>Food and beverage services \u2014 restaurants, caf\u00e9s, coffee shops<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>There are two ways to qualify for either grant:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Registered businesses:\n<ul class=\"wp-block-list\">\n<li>valid business registration<\/li>\n\n\n\n<li>turnover under J$75 million\/year<\/li>\n\n\n\n<li>a valid TRN, FY2024\/25 taxes filed<\/li>\n\n\n\n<li>payroll returns (S01) if you have employees.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Mom-and-Pop shops:\n<ul class=\"wp-block-list\">\n<li>a trade licence from your Municipal Authority, or registration with COJ or TPDCo<\/li>\n\n\n\n<li>plus a valid TRN.<\/li>\n\n\n\n<li>Full formal registration is not required.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Eligibility<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Support is based on need \u2014 The grant goes toward repairing your premises and replacing the specific tools and equipment your business lost. Grant allocations vary based on the size of the business and the industry in which it operates. Confirmation of grant amount will be communicated after applications have been assessed and approved.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What it can be used for<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This isn\u2019t a cash payment made directly to you. Instead, we pay approved suppliers on your behalf for the repairs, tools or equipment covered by your grant. Once you\u2019re approved, you\u2019ll be told exactly how and when this happens.<\/p>\n\n\n\n<div class=\"wp-block-buttons article-cta is-layout-flex wp-block-buttons-is-layout-flex\">\n<div style=\"--wp--block-button--width: 100;\" class=\"wp-block-button btn-primary-wide has-custom-width wp-block-button__width wp-block-button__width-100\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/restoration.miic.gov.jm\/\" target=\"_blank\" rel=\"noreferrer noopener\">Start My FASST Application<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center article-section-header is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 id=\"tools-of-trade-grant\" class=\"wp-block-heading\">Tools of Trade (ToT) Grant<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<figure class=\"wp-block-image size-full article-logo-card\"><img loading=\"lazy\" decoding=\"async\" width=\"839\" height=\"371\" src=\"https:\/\/melissabizrelief.miic.gov.jm\/wp-content\/uploads\/2026\/09\/tools-of-trade-grant-logo.png\" alt=\"MIIC Tools of Trade Grant\" class=\"wp-image-203\" srcset=\"https:\/\/melissabizrelief.miic.gov.jm\/wp-content\/uploads\/2026\/09\/tools-of-trade-grant-logo.png 839w, https:\/\/melissabizrelief.miic.gov.jm\/wp-content\/uploads\/2026\/09\/tools-of-trade-grant-logo-300x133.png 300w, https:\/\/melissabizrelief.miic.gov.jm\/wp-content\/uploads\/2026\/09\/tools-of-trade-grant-logo-768x340.png 768w\" sizes=\"auto, (max-width: 839px) 100vw, 839px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Did you lose your tools?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you are Self Employed, your business is not registered formally \u2014 and the hurricane damaged or destroyed the tools you used to earn a living, this grant is for you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who qualifies<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Self-employed individuals working in an eligible trade or service, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Craft and market vendors<\/li>\n\n\n\n<li>Mechanics<\/li>\n\n\n\n<li>Carpenters<\/li>\n\n\n\n<li>Masons<\/li>\n\n\n\n<li>Tailors<\/li>\n\n\n\n<li>Hairdressers and barbers<\/li>\n\n\n\n<li>Gardeners<\/li>\n\n\n\n<li>Beauty therapists and cosmetologists<\/li>\n\n\n\n<li>Cook shop operators<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Disclaimer:<\/strong> Not eligible: licensed professionals and independent contractors such as doctors, lawyers, accountants, engineers and IT specialists.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Eligibility<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Tools of Trade Grant provides a fixed amount, the same for every eligible individual, to replace the tools and equipment you lost \u2014 no formal business registration required. Your grant is confirmed once your application is verified.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What you\u2019ll need<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A valid TRN<\/li>\n\n\n\n<li>A signed verification letter confirming you\u2019re self-employed in your trade \u2014\n<ul class=\"wp-block-list\">\n<li>from a Justice of the Peace (JP), Member of Parliament (MP),<\/li>\n\n\n\n<li>or the president of a recognized industry association<\/li>\n\n\n\n<li>or chamber (PSOJ, JMEA, JCC, SBAJ, MSME Alliance,<\/li>\n\n\n\n<li>or your Parish Chamber of Commerce)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons article-cta is-layout-flex wp-block-buttons-is-layout-flex\">\n<div style=\"--wp--block-button--width: 100;\" class=\"wp-block-button btn-primary-wide has-custom-width wp-block-button__width wp-block-button__width-100\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/restoration.miic.gov.jm\/\" target=\"_blank\" rel=\"noreferrer noopener\">Start My Tools of Trade Application<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<h2 id=\"compare\" class=\"wp-block-heading\">Compare FASST Biz Grant vs. Tools of Trade (ToT) Grant<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Not sure which applies to you? Here\u2019s a quick side-by-side:<\/p>\n\n\n\n<figure class=\"wp-block-table compare-table\"><table><thead><tr><th><\/th><th>FASST Biz Grant<\/th><th>Tools of Trade (ToT) Grant<\/th><\/tr><\/thead><tbody><tr><td>Who is it for?<\/td><td>Registered or semi-formal micro\/small businesses<\/td><td>Self-employed tradespeople who don\u2019t qualify for FASST<\/td><\/tr><tr><td>What it covers<\/td><td>Business recovery: premises, tools, equipment<\/td><td>Replacing lost or damaged tools of trade<\/td><\/tr><tr><td>Support amount<\/td><td>Varies by sector and business size<\/td><td>A fixed amount, the same for every eligible individual<\/td><\/tr><tr><td>Registration needed?<\/td><td>Business registration, trade licence, or COJ\/TPDCo record<\/td><td>Not required<\/td><\/tr><tr><td>TRN required?<\/td><td>Yes<\/td><td>Yes<\/td><\/tr><tr><td>Verification<\/td><td>TRN + document checks + site inspection<\/td><td>TRN + signed verifier letter (JP\/MP\/chamber) + inspection<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 id=\"how-to-apply\" class=\"wp-block-heading\">How to apply \u2014 the same 5 steps for both programmes<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Applications are submitted online at <a href=\"https:\/\/restoration.miic.gov.jm\/\" target=\"_blank\" rel=\"noreferrer noopener\">restoration.miic.gov.jm<\/a>. The deadline to apply is November 16, 2026 \u2014 apply early to allow time for verification.<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list steps-list\">\n<li>Apply \u2013 Submit your application online through the official application platform (restoration.miic.gov.jm). This creates a permanent, time-stamped record of your application.<\/li>\n\n\n\n<li>Eligibility screening \u2013 We check your application against the criteria for the programme you applied to \u2014 location, level of damage, sector, and registration status.<\/li>\n\n\n\n<li>Verification &amp; inspection \u2013 The MIIC team will do onsite inspection &amp; verification<\/li>\n\n\n\n<li>Approval \u2013 Once verification is complete, your application is approved for the applicable grant.<\/li>\n\n\n\n<li>Disbursement \u2013 MIIC will contact you re disbursement of funds<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">What you\u2019ll need before you start<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your TRN<\/li>\n\n\n\n<li>Business information and registration\/licensing details, where applicable<\/li>\n\n\n\n<li>Details of how the hurricane affected you \u2014 what was damaged, lost, or disrupted<\/li>\n\n\n\n<li>An estimate of the value of your losses<\/li>\n\n\n\n<li>For the Tools of Trade Grant: your signed verifier letter (JP, MP, or chamber president)<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons article-cta is-layout-flex wp-block-buttons-is-layout-flex\">\n<div style=\"--wp--block-button--width: 100;\" class=\"wp-block-button btn-primary-wide has-custom-width wp-block-button__width wp-block-button__width-100\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/restoration.miic.gov.jm\/\" target=\"_blank\" rel=\"noreferrer noopener\">Begin Your Application<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<h2 id=\"get-help\" class=\"wp-block-heading\">Get Help<\/h2>\n\n\n\n<p class=\"article-intro has-foreground-color has-text-color has-link-color wp-elements-1 wp-block-paragraph\" style=\"font-style:normal;font-weight:400\">Have a question, or need help with your application? Please see our <strong>help desk<\/strong> information below or check the <strong>FAQs<\/strong> below first.<\/p>\n\n\n\n<p class=\"help-heading wp-block-paragraph\">Contact Us <span class=\"help-heading__divider\">|<\/span> <a href=\"https:\/\/melissabizrelief.miic.gov.jm\/?page_id=199\">See FAQs<\/a><\/p>\n\n\n\n<div class=\"wp-block-group help-list is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><u>Help Desk<\/u><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tel#: <a href=\"tel:+16582076791\">(658) 207-6791<\/a> and <a href=\"tel:+16582071676\">(658) 207-1676<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Email: <a href=\"mailto:melissabizrelief@miic.gov.jm\">melissabizrelief@miic.gov.jm<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Website: <a href=\"https:\/\/restoration.miic.gov.jm\/\" target=\"_blank\" rel=\"noreferrer noopener\">restoration.miic.gov.jm<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Building Forward Stronger, Safer and Smarter<\/p>\n","protected":false},"author":1,"featured_media":205,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-msme-grant.php","meta":{"footnotes":""},"class_list":["post-200","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/melissabizrelief.miic.gov.jm\/index.php?rest_route=\/wp\/v2\/pages\/200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/melissabizrelief.miic.gov.jm\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/melissabizrelief.miic.gov.jm\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/melissabizrelief.miic.gov.jm\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/melissabizrelief.miic.gov.jm\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=200"}],"version-history":[{"count":11,"href":"https:\/\/melissabizrelief.miic.gov.jm\/index.php?rest_route=\/wp\/v2\/pages\/200\/revisions"}],"predecessor-version":[{"id":224,"href":"https:\/\/melissabizrelief.miic.gov.jm\/index.php?rest_route=\/wp\/v2\/pages\/200\/revisions\/224"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/melissabizrelief.miic.gov.jm\/index.php?rest_route=\/wp\/v2\/media\/205"}],"wp:attachment":[{"href":"https:\/\/melissabizrelief.miic.gov.jm\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}